mid-month check in

I just got my mid-month paycheque and updated my June budget. Here's where I stand.

I am $236.29 over budget. I obliterated my clothing budget of $100, and spent $423.42. My $25 budget for electronics didn't last long (thank you, Sims 3 and 2GB of RAM failing) as I spent $93.19. The house care budget sat at $15, but I spent $68.78. Basically all of that is chalked up to unexpected move-in expenses. As for eating out, I went $64.83 over budget, spending $104.83. The majority of that happened on our emergency trip to the interior. I'm on track for groceries and gas, and well under for medical, entertainment, and beauty. Regular bill payments and RRSP contributions are taken care of, but I've only put $100 towards my credit card debt.

Well, pretty shocking to be honest. I know this month has not exactly been a typical one - we moved house and had a family emergency! In fact, one of my paycheques was small too due to a short pay period. But none of those circumstances should throw me off this badly. So, I'm going to cut back as much as possible for the next two weeks to control the damage, and move on. The good news is that as of today I have set aside my full July rent payment! I'm two weeks/one paycheque ahead of myself. I'm going to keep this going as long as possible!